‘Poka-Yoke’. No, not a new kind of video-game dreamed up by Nintendo but in fact a concept behind the technology that surrounds us. Quite literally it means mistake-proofing or fail-safing in design. It is those little things that we take for granted but sorely miss in their absence.

The public has found one comfortable scapegoat for the current economic situation: fat cat bankers. But could it really be that every one of these financial workers deserve our scorn?